The full list of nearly 200 bank branches which are set to close this year was revealed today as lenders continue withdrawing from the High Street.
Lenders have already announced at least 189 branches will shut in 2024 - and the latest exodus follows the 645 that closed last year, consumer group Which? said.
Nearly 6,000 outlets have disappeared since the start of 2015 as banks continue to cut costs and point to the growing shift by customers towards using online services.
Leading the charge this year is Lloyds which is closing 60, ahead of Halifax with 47 then Barclays at 34, NatWest 21, Bank of Scotland 16, Ulster Bank 10 and RBS one.
Among the towns being hit by closures are Bicester in Oxfordshire, Penzance in Cornwall and Lymington in Hampshire. Others include Whitehaven in Cumbria, Porthcawl in South Wales, Witham in Essex and Downpatrick in Northern Ireland.
Banks have reduced branch networks for years in an attempt to drive down costs, but the rate has grown with the increased uptake of digital alternatives.
The 189 bank branches that will shut in 2024, according to data from consumer group Which?
This was accelerated by the pandemic - although campaigners have warned that elderly and vulnerable users are being left behind.
Bank branch scheduled closures in 2024
- Lloyds 60
- Halifax 47
- Barclays 34
- NatWest 21
- Bank of Scotland 16
- Ulster Bank (NI) 10
- RBS 1
TOTAL - 189
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Jenny Ross, Which?'s money editor, said: 'Sadly we've witnessed hundreds of bank branches closing their doors.
'And with more than 180 branches due to close in 2024, on top of the 5,783 branches that have closed since January 2015, the future of the UK's high street banking infrastructure is bleak.
'Consumers are at risk of being left isolated as in-person banking services are axed from their communities – the Government must do more to protect their needs.'
Separate research from analytics platform SAS found that almost one million customers could be left 'bankless' within months.
One idea to try to alleviate the pain for those communities affected is the setting up of banking hubs. These allow different lenders to share branch facilities, each taking it in turn to use them to serve customers on different days of the week.
However, critics claim that these are not keeping pace with the scale of closures.
Only 31 have been opened in towns previously left bankless by the withdrawal of all the big banks and building societies. A further 70 are already scheduled to open next year.
A closed Halifax branch in Maidenhead, Berkshire
A closed Lloyds bank branch in Plymouth, Devon
A closure notice for a Santander branch in Harwich, Essex
Ms Ross said: 'Banking hubs could play an important role in this, but the roll-out is taking far too long. More hubs must open as soon as possible to stop millions of consumers being left behind.'
READ MORE HSBC vows not to announce any new branch closures in 2024
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Barclays closed the largest number of branches in 2023 at 180, and already has 34 planned for this year.
It was followed by NatWest on 138, with 21 pencilled in for 2024.
Royal Bank of Scotland, also part of the NatWest Group, shut four branches last year and has one closure earmarked for this year.
Ulster Bank, another NatWest-owned company, closed zero branches last year but plans ten in 2024.
NatWest, which remains 38 per cent owned by the taxpayer, has indicated that more closures are likely.
Last month, finance director Katie Murray told the FT Global Banking Summit in London: 'Branches will always be important but we just don't need anything like the number that we have.'
She said NatWest currently operated out of 550 branch locations but that 'we don't need that kind of number of branches'.
The building of a former HSBC bank up for let in Belper, Derbyshire
A closure notice on a former HSBC bank branch in Windsor, Berkshire
A closed former Lloyds bank branch in Caldicot, South Wales
HSBC had the third highest number of closures in 2023, at 114, although none are planned for this year.
Last year, the bank's UK boss Ian Stuart sparked a backlash when he told MPs that the closure of bank branches was 'following what the customers want'.
Lloyds closed 85 branches in 2023 and plans 60 closures in 2024.
Halifax - which is also part of Lloyds Banking Group - shut 52 last year and has pencilled in a further 47 for this year.
The Mail has long campaigned for the High Street to be protected so vital shops and services can be retained.
BANK | STREET ADDRESS | TOWN | COUNTRY | POSTCODE | CLOSURE DATE |
---|---|---|---|---|---|
Barclays | 1 High Street | Westbury-on-Trym | England | BS9 3DR | 16/02/2024 |
Barclays | 16 Vaughan Street | Llanelli | Wales | SA15 3UE | 22/02/2024 |
Barclays | 43 High Street | Sheringham | England | NR26 8DU | 21/02/2024 |
Barclays | 34 Market Place | Dereham | England | NR19 2AS | 15/02/2024 |
Barclays | 130 George Lane | South Woodford | England | E18 1AZ | 23/02/2024 |
Barclays | 32 Hill Street | Newry | Northern Ireland | BT34 1AR | 16/02/2024 |
Barclays | 27/29 Church Street | Coleraine | Northern Ireland | BT52 1AW | 23/02/2024 |
Barclays | 22/24 Hide Hill | Berwick-Upon-Tweed | England | TD15 1AF | 14/02/2024 |
Barclays | 2 Holly Parade, 20 High Street | Cobham | England | KT11 3EB | 14/02/2024 |
Barclays | 22 The Borough | Farnham | England | GU9 7NH | 21/02/2024 |
Barclays | 131 Eltham High Street | Eltham | England | SE9 1TJ | 16/02/2024 |
Barclays | 2 The Square | Abingdon | England | OX14 5AS | 15/02/2024 |
Barclays | 2 Market Place | Cannock | England | WS11 1AJ | 22/02/2024 |
Barclays | 197 Shenley Road | Borehamwood | England | WD6 1AR | 21/02/2024 |
Barclays | 2 Liscard Village | Wallasey | England | CH45 4JS | 28/03/2024 |
Barclays | 54 High Street | Ruislip | England | HA4 7AT | 16/02/2024 |
Barclays | 100 High Street | Poole | England | BH15 1BL | 08/03/2024 |
Barclays | Crown Buildings, 11 Broad Street | Builth Wells | Wales | LD2 3AE | 06/03/2024 |
Barclays | 57 Frogmore Street | Abergavenny | Wales | NP7 5AT | 01/03/2024 |
Barclays | 85 High Street | Blackwood | Wales | NP12 1ZA | 22/03/2024 |
Barclays | 81 High Street | Sc*nthorpe | England | DN15 6LZ | 20/03/2024 |
Barclays | 23 Market Place | Mansfield | England | NG18 1HR | 01/03/2024 |
Barclays | 35 Victoria Street | Grimsby | England | DN31 1DL | 13/03/2024 |
Barclays | 4 North Bar Within | Beverley | England | HU17 8AY | 21/03/2024 |
Barclays | 197 High Street | Perth | Scotland | PH1 5PB | 08/03/2024 |
Barclays | 24 High Street | Dundee | Scotland | DD1 1SZ | 15/03/2024 |
Barclays | Valley House, Kingsway, Team Valley | Gateshead | England | NE11 0JW | 15/03/2024 |
Barclays | Priestpopple | Hexham | England | NE46 1PE | 01/03/2024 |
Barclays | 55 Market Place | Richmond | England | DL10 4JH | 04/12/2024 |
Barclays | 193 High Street | Northallerton | England | DL7 8LJ | 14/03/2024 |
Barclays | 49 High Street | Skipton | England | BD23 1DT | 07/03/2024 |
Barclays | 63/65 High Street | Rayleigh | England | SS6 7EL | 22/03/2024 |
Barclays | 2/4 Aldermans Hill, Palmers Green | London | England | N13 4PH | 08/03/2024 |
Barclays | 8 The Broadway | Crouch End | England | N8 9SX | 01/03/2024 |
BoS | The Cross | Cupar | Scotland | KY15 4BP | 29/05/2024 |
BoS | 43/45 Townhead Street | Cumnock | Scotland | KA18 1LF | 29/05/2024 |
BoS | 1 Galvelmore Street | Crieff | Scotland | PH7 4DN | 29/05/2024 |
BoS | 40 High Street | Jedburgh | Scotland | TD8 6DQ | 20/05/2024 |
BoS | 17 Dalrymple Street | Girvan | Scotland | KA26 9EU | 20/05/2024 |
BoS | 95 High Street | Dunbar | Scotland | EH42 1ER | 21/05/2024 |
BoS | Main Road | Aviemore | Scotland | PH22 1RH | 21/05/2024 |
BoS | Main Street, Tarbert | Isle Of Harris | Scotland | HS3 3DJ | 22/02/2024 |
BoS | Lochmaddy | Isle Of North Uist | Scotland | HS6 5AA | 26/02/2024 |
BoS | 816 Govan Road | Govan | Scotland | G51 3UP | 09/01/2024 |
BoS | Brodick | Isle of Arran | Scotland | KA27 8AB | 31/01/2024 |
BoS | 42 Stuart Street | Millport | Scotland | KA28 0AQ | 20/02/2024 |
BoS | Shore Street | Bowmore | Scotland | PA43 7LB | 08/05/2024 |
BoS | 174 Byres Road | Glasgow | Scotland | G12 8SW | 21/03/2024 |
BoS | Shore Road | Kilcreggan | Scotland | G84 0JH | 15/08/2024 |
BoS | Harbour Street | Tarbert | Scotland | PA29 6TZ | 29/04/2024 |
Halifax | 3/5 Kirkgate | Otley | England | LS21 3HN | 26/03/2024 |
Halifax | 58 Beveridge Way | Newton Aycliffe | England | DL5 4DS | 27/03/2024 |
Halifax | 32 John Street | Porthcawl | Wales | CF36 3BA | 26/03/2024 |
Halifax | 33 Main Street | Larne | Northern Ireland | BT40 1JE | 29/05/2024 |
Halifax | 66 High Street | Sidcup | England | DA14 6DS | 11/07/2024 |
Halifax | 7 Station Plaza | Ilkley | England | LS29 8HF | 15/01/2024 |
Halifax | Prescot Shopping Centre | Prescot | England | L34 5GA | 08/04/2024 |
Halifax | 7/7A Market Place, Thorne | Doncaster | England | DN8 5DH | 08/04/2024 |
Halifax | 2 Market Place | Ossett | England | WF5 8BQ | 09/04/2024 |
Halifax | 49/51 High Street | Normanton | England | WF6 2AF | 08/07/2024 |
Halifax | 84 Commercial Street | Batley | England | WF17 5DR | 24/06/2024 |
Halifax | 43/45 Sheep Street | Bicester | England | OX26 6JJ | 07/02/2024 |
Halifax | 25 Fore Street | Bodmin | England | PL31 2HT | 20/06/2024 |
Halifax | 4 Central Arcade | Cleckheaton | England | BD19 5DN | 31/01/2024 |
Halifax | 178/180 High Street | Gosforth | England | NE3 1HX | 08/01/2024 |
Halifax | 54/56 High Street | Hailsham | England | BN27 1AX | 19/09/2024 |
Halifax | 17/17A Town Centre | Hatfield | England | AL10 0JZ | 25/06/2024 |
Halifax | 374 Harrogate Road | Leeds | England | LS17 6PY | 09/01/2024 |
Halifax | 13 Market Jew Street | Penzance | England | TR18 2HN | 20/02/2024 |
Halifax | 2170 Coventry Road | Sheldon | England | B26 3JB | 22/04/2024 |
Halifax | 56/57 High Street | Stourbridge | England | DY8 1DE | 10/01/2024 |
Halifax | 122 - 126 High Street | Uckfield | England | TN22 1PX | 18/09/2024 |
Halifax | 52 - 54 Union Street | Aberdeen | Scotland | AB10 1WR | 11/01/2024 |
Halifax | 131-133 Princes Street | Edinburgh | Scotland | EH2 4AH | 26/02/2024 |
Halifax | 35-41 Sauchiehall Street | Glasgow | Scotland | G2 3AT | 05/02/2024 |
Halifax | 99 High Street | Barnet | England | EN5 5UP | 12/03/2024 |
Halifax | 58-62 High Street | Barkingside | England | IG6 2DQ | 15/04/2024 |
Halifax | 91 Holton Road | Barry | Wales | CF63 4HG | 18/03/2024 |
Halifax | 165 Shenley Road | Borehamwood | England | WD6 1AH | 18/04/2024 |
Halifax | 17 Fore Street | Bridgwater | England | TA6 5AG | 23/04/2024 |
Halifax | 226 Heathway | Dagenham | England | RM10 8PE | 15/05/2024 |
Halifax | 8/10 High Street | Dartford | England | DA1 1BY | 18/03/2024 |
Halifax | 1 High Street | Daventry | England | NN11 4BW | 17/04/2024 |
Halifax | 12A Market Place | Diss | England | IP22 4WP | 20/03/2024 |
Halifax | 1 Church Street | Dereham | England | NR19 1DD | 14/03/2024 |
Halifax | 149/151 Mortimer Street | Herne Bay | England | CT6 5HS | 17/04/2024 |
Halifax | 82 High Street | Lymington | England | SO41 9AN | 11/03/2024 |
Halifax | 29/33 Chestergate | Macclesfield | England | SK11 6AN | 11/03/2024 |
Halifax | 17 Windsor Court | Morley | England | LS27 9BG | 16/04/2024 |
Halifax | 73A Station Road | New Milton | England | BH25 6JD | 23/04/2024 |
Halifax | 248/250 High Street | Orpington | England | BR6 0LZ | 12/03/2024 |
Halifax | 41/42 Middlegate | Penrith | England | CA11 7PT | 19/03/2024 |
Halifax | 25 Bridge Street | Spalding | England | PE11 1XG | 18/04/2024 |
Halifax | 44 Greengate Street | Stafford | England | ST16 2JA | 08/04/2024 |
Halifax | 11/12 High Street | Stamford | England | PE9 2AL | 14/03/2024 |
Halifax | 40/41 King Street | Whitehaven | England | CA28 7JN | 09/04/2024 |
Halifax | 25 The Square | Hessle | England | HU13 0AE | 15/08/2024 |
Lloyds | 22 Grover Walk | Corringham | England | SS17 7LY | 15/01/2024 |
Lloyds | 26 Bridge Street | Downham Market | England | PE38 9DH | 25/03/2024 |
Lloyds | 102-104 Market Street | Shirebrook | England | NG20 8AD | 25/03/2024 |
Lloyds | 39 High Street | Sidmouth | England | EX10 8LQ | 26/03/2024 |
Lloyds | 49 John Street | Porthcawl | Wales | CF36 3AS | 27/03/2024 |
Lloyds | 185 Queen Street | Withernsea | England | HU19 2JR | 27/03/2024 |
Lloyds | 27 Fore Street | Wellington | England | TA21 8AF | 25/03/2024 |
Lloyds | 35 Bradford Road | Brighouse | England | HD6 1RW | 28/05/2024 |
Lloyds | 2-4 High Street | March | England | PE15 9JE | 28/05/2024 |
Lloyds | 38 Chapel Lane | Formby | England | L37 4DR | 28/05/2024 |
Lloyds | 18 Market Place | North Walsham | England | NR28 9BP | 29/05/2024 |
Lloyds | 21 Broad Street | Pershore | England | WR10 1BD | 28/05/2024 |
Lloyds | 60 Sidcup High Street | Sidcup | England | DA14 6EJ | 11/07/2024 |
Lloyds | 612-614 Wolseley Road | Plymouth | England | PL5 1TE | 10/01/2024 |
Lloyds | Union Street | Ulverston | England | LA12 7HR | 09/04/2024 |
Lloyds | 71-73 High Street | Stone | England | ST15 8AG | 10/04/2024 |
Lloyds | 67 Fore Street | Saltash | England | PL12 6AJ | 10/04/2024 |
Lloyds | 34 Station Road | West Drayton | England | UB7 7BZ | 11/04/2024 |
Lloyds | 19-20 Wellington Street | Teignmouth | England | TQ14 8HW | 15/04/2024 |
Lloyds | 99 Newland Street | Witham | England | CM8 1AQ | 10/07/2024 |
Lloyds | 33 Dunraven Street | Tonypandy | Wales | CF40 1AL | 04/07/2024 |
Lloyds | 30 High Street | Crediton | England | EX17 3AH | 04/07/2024 |
Lloyds | 308-312 Chiswick High Road | London | England | W4 1NS | 19/02/2024 |
Lloyds | 30 Market Place | Brackley | England | NN13 7BA | 26/03/2024 |
Lloyds | 5-6 King Street | Penrith | England | CA11 7AP | 19/03/2024 |
Lloyds | 5 Market Place | Selby | England | YO8 4NT | 03/04/2024 |
Lloyds | 39 Chester Road West | Shotton | Wales | CH5 1BY | 13/03/2024 |
Lloyds | 129-131 High Street | Strood | England | ME2 4TW | 04/04/2024 |
Lloyds | 73 High Street | Burnham-on-Sea | England | TA8 1NP | 13/11/2024 |
Lloyds | 110-112 High Street | Putney | England | SW15 1RG | 04/04/2024 |
Lloyds | 82-84 High Street | Ruislip | England | HA4 7AB | 13/03/2024 |
Lloyds | 37 Market Place | Warminster | England | BA12 9BD | 14/11/2024 |
Lloyds | 1 Walm Lane | Willesden Green | England | NW2 5SN | 21/03/2024 |
Lloyds | 257 Whitley Road | Whitley Bay | England | NE26 2SY | 13/11/2024 |
Lloyds | 12 High Street | Newtown | Wales | SY16 2NX | 03/04/2024 |
Lloyds | 21 Victoria Square | Droitwich | England | WR9 8DG | 14/11/2024 |
Lloyds | 3 Upper Brook Street | Rugeley | England | WS15 2DP | 14/11/2024 |
Lloyds | 15-17 Pool Street | Caernarfon | Wales | LL55 2AD | 30/04/2024 |
Lloyds | 300 Ashley Road | Poole | England | BH14 9DE | 13/11/2024 |
Lloyds | 4 Market Square | Dover | England | CT16 1ND | 11/04/2024 |
Lloyds | 3 Market Hill | Diss | England | IP22 4JZ | 20/03/2024 |
Lloyds | 16 Main Street | Mexborough | England | S64 9DW | 22/04/2024 |
Lloyds | 75 Commercial Street | Batley | England | WF17 5EQ | 24/06/2024 |
Lloyds | 11-13 Devonshire Road | Bexhill-on-Sea | England | TN40 1AH | 16/09/2024 |
Lloyds | Fore Street | Bodmin | England | PL31 2HP | 20/06/2024 |
Lloyds | 36-38 Church Road | Burgess Hill | England | RH15 9AH | 17/09/2024 |
Lloyds | 13-14 High Street | Cradley Heath | England | B64 5HP | 08/02/2024 |
Lloyds | 11/12 The Shopping Village | Gateshead | England | NE11 0EN | 09/01/2024 |
Lloyds | Market Street | Hailsham | England | BN27 2AE | 19/09/2024 |
Lloyds | 8 High Street | Haverhill | England | CB9 8BA | 25/06/2024 |
Lloyds | 5/6 Market Place | Hertford | England | SG14 1DF | 17/09/2024 |
Lloyds | 9 Boverton Road | Llantwit Major | Wales | CF61 1XZ | 08/02/2024 |
Lloyds | 453 Wilmslow Road | Withington | England | M20 4AN | 08/01/2024 |
Lloyds | Crown Glass Place | Nailsea | England | BS48 1RD | 01/02/2024 |
Lloyds | High Street | Portishead | England | BS20 6BJ | 09/09/2024 |
Lloyds | The Cross | Royston | England | SG8 7BL | 17/06/2024 |
Lloyds | 3 King Street | Saffron Walden | England | CB10 1HF | 16/09/2024 |
Lloyds | 1 Marlborough | Seaham | England | SR7 7SD | 19/06/2024 |
Lloyds | 22 King Street | Stretford | England | M32 8AD | 12/03/2024 |
Lloyds | 180 High Street | Uckfield | England | TN22 1AX | 18/09/2024 |
NatWest | 20 Melbourne Street | Stalybridge | England | SK15 2JQ | 08/07/2024 |
NatWest | 10 Banks Road | West Kirby | England | CH48 4LG | 08/07/2024 |
NatWest | 1 Princes Street | London | England | EC2R 8BP | 29/08/2024 |
NatWest | 1 Water Lane | Bakewell | England | DE45 1YY | 22/02/2024 |
NatWest | 817 Bristol Road South | Birmingham | England | B31 2WD | 05/03/2024 |
NatWest | 314 Chiswick High Road | London | England | W4 5TA | 20/02/2024 |
NatWest | 267 Castle Street | Dudley | England | DY1 1LJ | 07/03/2024 |
NatWest | 151 New Line | Bradford | England | BD10 0BT | 21/02/2024 |
NatWest | 2 Greenwich Church Street | Greenwich | England | SE10 9BQ | 22/02/2024 |
NatWest | 36 High Street | Maldon | England | CM9 5PW | 07/03/2024 |
NatWest | 262 Marine Road Central | Morecambe | England | LA4 4BJ | 28/02/2024 |
NatWest | 509 Prescot Road | Liverpool | England | L13 3BZ | 05/03/2024 |
NatWest | 34 Moor Street | Ormskirk | England | L39 2AL | 27/02/2024 |
NatWest | 1 Taff Street | Pontypridd | Wales | CF37 4UU | 29/02/2024 |
NatWest | 5 High Street East | Redcar | England | TS10 3JR | 20/02/2024 |
NatWest | 159 High Street | Rickmansworth | England | WD3 1AR | 29/02/2024 |
NatWest | 208 Piccadilly | London | England | W1J 9HE | 06/03/2024 |
NatWest | 56 High Street | Rochester | England | ME2 4AG | 06/03/2024 |
NatWest | 10 Victoria Road | Surbiton | England | KT6 4JY | 21/02/2024 |
NatWest | 10 High Street | Wednesfield | England | WV11 1BF | 28/02/2024 |
NatWest | 12 Station Parade | London | England | NW2 4NN | 27/02/2024 |
RBS | 23 Sauchiehall Street | Glasgow | Scotland | G2 3AD | 19/11/2024 |
Ulster Bank | 1a Main Street | Ballynahinch | Northern Ireland | BT24 8AP | 28/02/2024 |
Ulster Bank | 27 Main Street | Crumlin | Northern Ireland | BT29 4UR | 20/03/2024 |
Ulster Bank | 2-8 Market Street | Downpatrick | Northern Ireland | BT30 6BU | 19/11/2024 |
Ulster Bank | 2 Farmley Road | Glengormley | Northern Ireland | BT36 7QU | 13/03/2024 |
Ulster Bank | 1-2 Kings Square | Belfast | Northern Ireland | BT5 7EA | 21/02/2024 |
Ulster Bank | 186 Main Street | Lisnaskea | Northern Ireland | BT92 0JF | 06/03/2024 |
Ulster Bank | 14-16 Market Street | Lurgan | Northern Ireland | BT66 6AP | 05/03/2024 |
Ulster Bank | 356-369 Ormeau Road | Belfast | Northern Ireland | BT7 3GP | 20/02/2024 |
Ulster Bank | 91-93 University Road | Belfast | Northern Ireland | BT7 1NG | 12/03/2024 |
Ulster Bank | 29 Clooney Terrace | Waterside | Northern Ireland | BT47 6AW | 27/02/2024 |