You can borrow over $100,000 with an 800 credit score if you get a mortgage or a home equity loan. Keep in mind, the exact amount of money you will get depends on other factors in addition to your credit score, such as your income, your employment status and even the lender.
If you’re more interested in a personal loan, you could borrow up to $100,000. The best personal loans for an 800 credit score are from LightStream because they offer $5,000 - $100,000 in funding with APRs of 7.49% - 25.99% and repayment periods of 24 - 144 months.
Best Personal Loans for an 800 Credit Score
| Lender | Loan Amounts | APRs | Credit Score Requirement |
| $5,000 - $100,000 | 7.49% - 25.99% | 680 | |
| $5,000 - $100,000 | 8.99% - 29.99% Fixed APR with all discounts | 680 | |
| $3,000 - $100,000 | 7.49% - 23.24% | 660 | |
| $1,000 - $100,000 | 7.24% - 17.65% | Not disclosed | |
| $2,500 - $40,000 | 7.49% - 24.99% | 660 |
For more information, check out WalletHub’s complete picks for the best personal loans. Then, you can estimate your potential rates with our free pre-qualification tool.
This answer was first published on 08/26/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
