How Much You Can Borrow with a 720 Credit Score (2024)

You can borrow $50,000 - $100,000+ with a 720 credit score. The exact amount of money you will get depends on other factors besides your credit score, such as your income, your employment status, the type of loan you get, and even the lender.

The best personal loans for a 720 credit score are from LightStream because they offer $5,000 - $100,000 with APRs of 7.49% - 25.99% and repayment periods of 24 - 144 months. You will need a credit score of 720+ to qualify for a personal loan from LightStream.

Best Personal Loans for a 720 Credit Score


Loan Amounts


Credit Score Requirement


$5,000 - $100,000

7.49% - 25.99%



$5,000 - $100,000

8.99% - 29.99% Fixed APR with all discounts


Wells Fargo

$3,000 - $100,000

7.49% - 23.24%



$1,000 - $100,000

7.24% - 17.65%

Not disclosed


$2,500 - $40,000

7.49% - 24.99%


For more information, check out WalletHub’s complete picks for the best personal loans. Then, you can estimate your potential rates with our free pre-qualification tool.

This answer was first published on 08/26/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

How Much You Can Borrow with a 720 Credit Score (2024)
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