The CareCredit credit card is a simple, flexible way to pay for a wide range of health and wellness needs for you, your family, and your pets. See if you prequalify without impacting your credit score.
The CareCredit Difference
Accepted at over 260k locations and counting
Use for costs including doctor visits, veterinary care, dentistry, specialists, retail locations, and more.
Promotional financing options available
Easy, flexible, promotional financing options to pay for out-of-pocket expenses over time.
It’s a credit card, use it again and again
Once approved you can begin using your card immediately and for ongoing out-of-pocket expenses.
![How Does the CareCredit Credit Card Work? (6) How Does the CareCredit Credit Card Work? (6)](https://i0.wp.com/www.carecredit.com/sites/cc/image/cc-hiw-using-card-large.png)
Get started with these three simple steps
1
Apply and get instant credit decision
Get instant credit decision without impact to your credit score. Apply online anytime or by phone at 1-800-677-0718.*
2
Get care and pay today
If you’re approved, you can start using your CareCreditcredit card immediately. Transactions of $200 or more are eligible for promotional financing options.
3
Use your card at over 260K locations
Your CareCredit credit card can be used over and over again at locations that accept CareCredit for out-of-pocket costs for dental, veterinary care, cosmetic treatments, skin care and more.**
*Must be 21+ to apply by phone; must be 18+ to apply
**Subject to credit approval.
Explore promotional financing options
Ways to use your CareCredit credit card
Pay for health and wellness expenses at over 260,000 locations.
Use for a wide range of care
Your CareCredit credit card can be used multiple times to pay for household expenses from a broad selection of health and wellness providers.
Explore our partners
Take advantage of flexible financing options for your household’s health and wellness needs with participating partners.
See if you prequalify today
Easy application and instant credit decisions without impacting your credit score.
Prefer to apply by phone? Call us at (800) 677-0718.*
Questions?
Take CareCredit on the Go
With the CareCredit Mobile App you can access your digital card, pay your bill, find enrolled providers and businesses that accept CareCredit, set alerts and pay your Provider invoice.
Enter your mobile number to download the app.*
Text message sent!
Follow the link provided to download and install the app on your device.
* By providing your number, you agree to receive a one-time automated text message with a link to get the app. Standard text messaging rates apply.