The maximum interest rate which a credit union can charge is 12% (12.68% APR)*.Most credit unions have loan interest rates which are significantly lower than that andoffer a loan interest rebate at the end of the year. Why not try our new loan calculator tool below to see how much a loan could cost you.
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Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.Credit unions in the Republic of Ireland are regulated by the Central Bank of Ireland. Credit unions in Northern Ireland are authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
