CDs offering 6% interest (2024)

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• One local credit union has CD paying 6% APY.
• To open a 6% APY CD, you may need to meet certain eligibility requirements.
• There are also banks and credit unions with CDs paying over 5% APY, which are available nationwide.

While many CDs pay above the national average right now, finding a financial institution that offers 6% APY (Annual Percentage Yield) or more on a CD is pretty rare.

There isn't a nationwide bank offering a 6% CD right now, but there is one credit union with a CD that pays 6% APY (although you'll need to meet its membership eligibility requirements).

See if you qualify for a 6% interest CD. And don't worry if you aren't eligible — the best CD rates nationwide are still well above 5% APY.

Certificate of deposit with at least 6% interest

Compare other high-yield CDs

If you don't meet the membership eligibility requirements for the above credit union, bear in mind that various CDs offer 5% interest.

Compare 6% CD

One credit union offers a CD paying 6% APY. Read more about the opening requirements for the financial institution below.

Financial Partners Credit Union

Financial Partners Credit Union is a Southern California-based financial institution. The credit union is offering an 8-month CD special paying 6.00% APY to new members (one CD per new member only). The CD has a minimum opening deposit of $1,000 and a maximum opening deposit of $5,000.

To open the CD special, you must live in an eligible area in Southern California (Los Angeles County, Orange County, Riverside County, San Diego County, the city of San Francisco, or Alameda, California).

6% interest CDs FAQs