Best Credit CardsExclusive
Selected from 1,500+ credit cards for May 2024
Updated Apr 25, 2024Fact checked
By:John Kiernan, Credit Card Editor
|Apr 25, 2024
Reviewed by:Alina Comoreanu, Senior Researcher
Fact checked
The most exclusive credit cards can provide you with luxurious perks such as a personal concierge, VIP access to events, airport lounge access, and elite status with multiple travel providers and hotels. But just because a card is exclusive doesn't necessarily mean that it's the best option for you personally. To help you determine which, if any, of the most exclusive credit cards are right for your needs, we compared more than 1,500 credit card offers based on WalletHub's proprietary 100-point credit card rating system and identified the best, most prestigious options for different types of applicants.
You can learn more about these prestigious and exclusive credit card offers below. Just remember that neither a credit card’s prestige nor its exclusivity will help you save money. A credit card’s rates, fees, rewards and other tangible perks are what really count. So what you really want is one of 2024’s best credit cards, no matter how many other people may have it.
The most exclusive credit card overall is the Centurion® Card from American Express, also known as the Amex Black Card. It is reportedly reserved for people who spend at least $100,000 per year, and an invitation is needed to apply. The so-called Amex Black Card is far too exclusive for most people, as a result, but there are plenty of other prestigious and exclusive credit cards that might be attainable for you if you have excellent credit and a high income. You can learn more about them below.
5 Most Exclusive Credit Cards - Prestigious Cards for 2024
Centurion® Card from American Express: Most Prestigious Overall
The Platinum Card® from American Express: Airport Lounge Access
Capital One Venture X Rewards Credit Card: Best Rewards
Chase Sapphire Reserve®: Visa Infinite Concierge
WalletHub tracks 1,500+ credit cards (other sites only consider a much smaller number of cards, so they naturally miss a lot of great cards)
WalletHub picks the best credit cards overall (other sites pick the best cards from their advertising partners)
WalletHub uses a sophisticated card rating system to objectively find the best cards (other sites’ picks are influenced by their own biases)
WalletHub has 100% editorial independence (other sites just provide a billboard for advertisers)
WalletHub does not have a conflict of interest (other sites are biased due to promoting their own lending and banking offers)
WalletHub has 15+ years of credit card experience (other sites simply don’t have the same expertise)
WalletHub's best credit card picks and ratings are completely independent and not provided, commissioned, or endorsed by any issuer. In addition, our editors follow a strict editorial policy. Some offers may come from WalletHub's advertising partners. WalletHub independently collected information forsome of the cards on this page.
Overall
MOST EXCLUSIVE CREDIT CARD OVERALL
1.2WalletHub Rating
WalletHub Rating
1.2
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated the card for various cardholder needs and picked the rating for the need most relevant to this page ("Earn Rewards"). The rating for this card may vary on other pages where a different need is used. A rating of 5 is the best a card can receive.
Editor’s Rating
3.0
User Reviews
4.2
Market Comparison
0.6
fees: 1.3
rewards: 0.8
cost: 0.0
Other Features: 5.0
Regular APR
21.24% (V)
Annual Fee
$5000
Rewards Rate
1 point / $1
Accepted Credit
Excellent
Regular APR
21.24% (V)
Annual Fee
$5000
Rewards Rate
1 point / $1
Accepted Credit
Excellent
Editors’ Thoughts
Why It’s One of the Most Exclusive Credit Cards: The Centurion Card from American Express, otherwise known as the Amex Black Card, is the most exclusive credit card because it’s available by invitation only and requires you to have a very high income. Reportedly, you also need to charge at least $350,000 to your credit card per year to even be eligible.
Most of us won’t ever get first-hand experience using the Amex Black Card. The closest most of us will come is hearing rappers name-drop it or seeing pictures of celebrities flashing theirs. You may come across imposter “black cards” trying to take advantage of Centurion’s popularity, too.
Pros, Cons & More Details
Pros, Cons & Details
Most Exclusive Consumer Credit Cards
PRESTIGIOUS CREDIT CARD FOR GREAT REWARDS
4.2WalletHub Rating
WalletHub Rating
4.2
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated the card for various cardholder needs and picked the rating for the need most relevant to this page ("Earn Rewards"). The rating for this card may vary on other pages where a different need is used. A rating of 5 is the best a card can receive.
Editor’s Rating
4.8
User Reviews
3.3
Market Comparison
4.2
fees: 1.3
rewards: 4.8
cost: 4.7
Other Features: 5.0
Regular APR
19.99% - 29.99% (V)
Annual Fee
$395
Rewards Rate
2 - 10 miles / $1
Bonus Offer
75,000 miles
Accepted Credit
Excellent
Regular APR
19.99% - 29.99% (V)
Annual Fee
$395
Rewards Rate
2 - 10 miles / $1
Bonus Offer
75,000 miles
Accepted Credit
Excellent
Editors’ Thoughts
Why It’s One of the Most Prestigious Credit Cards:The Capital One Venture X Rewards Credit Card isn’t especially exclusive, considering it’s available to the general public, but you do need excellent credit to get approved. You must also be able to afford the card’s $395 annual fee. That said, Capital One Venture X is one of the best travel rewards cards on the market right now, which makes it prestigious.
For starters, Capital One Venture X offers an initial bonus of 75,000 miles for spending $4,000 in the first 3 months. That’s worth $750 in travel – more than enough value to take you on some exclusive getaways. You’ll also earn 2 - 10 miles per $1 on purchases.
To learn more, check out WalletHub’s completecomplete Venture X Card review.
Pros, Cons & More Details
Pros, Cons & Details
EXCLUSIVE CREDIT CARD FOR THE VISA INFINITE CONCIERGE
3.7WalletHub Rating
WalletHub Rating
3.7
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated the card for various cardholder needs and picked the rating for the need most relevant to this page ("Earn Travel Rewards"). The rating for this card may vary on other pages where a different need is used. A rating of 5 is the best a card can receive.
Editor’s Rating
4.4
User Reviews
3.3
Market Comparison
3.6
fees: 1.3
rewards: 4.4
cost: 4.0
Other Features: 0.0
Regular APR
22.49% - 29.49% (V)
Annual Fee
$550
Rewards Rate
1 - 10 points / $1
Bonus Offer
60,000 points
Accepted Credit
Excellent
Regular APR
22.49% - 29.49% (V)
Annual Fee
$550
Rewards Rate
1 - 10 points / $1
Bonus Offer
60,000 points
Accepted Credit
Excellent
Editors’ Thoughts
Why It’s One of the Most Exclusive Credit Cards:The “Reserve” part of this card’s name hints at exclusivity, as does its excellent-credit approval requirement. And its travel perks show why it’s a prestigious choice. You’ll earn 60,000 points – redeemable for$900 in travel through Chase – if you spend at least $4,000 within 3 months of account opening. You’ll receive a credit for up to $300 in travel purchases each year. And you’ll earn the points equivalent of 1.5% to 15% cash back on purchases, depending on the type of purchase, assuming you redeem for travel booked through Chase.
Plus, there are a few other perks – such as access to 1,300+ airport lounges and Visa Infinite Concierge service – that help offset the card’s $550 annual fee.
Pros, Cons & More Details
Pros, Cons & Details
EXCLUSIVE CARD FOR AIRPORT LOUNGE ACCESS
3.0WalletHub Rating
WalletHub Rating
3.0
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated the card for various cardholder needs and picked the rating for the need most relevant to this page ("Earn Travel Rewards"). The rating for this card may vary on other pages where a different need is used. A rating of 5 is the best a card can receive.
Editor’s Rating
3.0
User Reviews
3.8
Market Comparison
2.9
fees: 1.3
rewards: 4.1
cost: 2.5
Other Features: 5.0
Terms Apply|
Regular APR
See Pay Over Time APR
Annual Fee
$695
Rewards Rate
1 - 5 points / $1
Bonus Offer
80,000 points
Accepted Credit
Excellent, Good
Regular APR
See Pay Over Time APR
Annual Fee
$695
Rewards Rate
1 - 5 points / $1
Bonus Offer
80,000 points
Accepted Credit
Excellent, Good
Editors’ Thoughts
Why It’s One of the Most Exclusive Cards:The Platinum Card® from American Express gives cardholders and eligible guests access to well over 1,000 airport lounges around the world as part of the American Express Global Lounge Collection. This includes all American Express Centurion Lounge locations and the 45 Delta SkyClub lounges. This card requires at least good credit for approval and costs a pretty penny, with a $695 annual fee. But cardholders get plenty of other perks for the money, too.
For example, new applicants who spend at least $8,000 within 6 months of opening an account earn an initial bonus of 80,000 points. There are also $200 in credits for fees on a pre-selected airline each year, up to $200 per year in free Uber rides, and up to $100 in annual credits for shopping at Saks Fifth Avenue (enrollment required), among other perks.
Pros, Cons & More Details
Pros, Cons & Details
MOST EXCLUSIVE CREDIT CARD OVERALL
1.2WalletHub Rating
WalletHub Rating
1.2
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated the card for various cardholder needs and picked the rating for the need most relevant to this page ("Earn Rewards"). The rating for this card may vary on other pages where a different need is used. A rating of 5 is the best a card can receive.
Editor’s Rating
3.0
User Reviews
4.2
Market Comparison
0.6
fees: 1.3
rewards: 0.8
cost: 0.0
Other Features: 5.0
Regular APR
21.24% (V)
Annual Fee
$5000
Rewards Rate
1 point / $1
Accepted Credit
Excellent
Regular APR
21.24% (V)
Annual Fee
$5000
Rewards Rate
1 point / $1
Accepted Credit
Excellent
Editors’ Thoughts
Why It’s One of the Most Exclusive Credit Cards: The most exclusive,prestigious credit card is without a doubt the American Express Centurion Card, otherwise known as the Amex Black Card. That’s because it’s the most famous. Perhaps you’ve heard rappers name-drop it, or seen pictures of celebrities flashing theirs. Or maybe you’ve come across one of the imposter cards trying to take advantage of Centurion’s popularity. Regardless, most of us won’t ever get first-hand experience using the real Amex Black Card. It’s available by invitation only. And reportedly, you need to charge at least $100,000-$250,000 to your credit card per year to even be eligible.
Pros, Cons & More Details
Pros, Cons & Details
Most Exclusive Business Credit Card
Exclusive Card for Business
2.7WalletHub Rating
WalletHub Rating
2.7
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated the card for various cardholder needs and picked the rating for the need most relevant to this page ("Business - Earn Rewards"). The rating for this card may vary on other pages where a different need is used. A rating of 5 is the best a card can receive.
Editor’s Rating
3.0
User Reviews
3.7
Market Comparison
2.6
fees: 1.3
rewards: 2.9
cost: 2.6
Other Features: 5.0
Terms Apply|
Regular APR
19.49% - 28.49% (V)
Annual Fee
$695
Rewards Rate
1 - 5 points / $1
Bonus Offer
150,000 points
Accepted Credit
Excellent, Good
Regular APR
19.49% - 28.49% (V)
Annual Fee
$695
Rewards Rate
1 - 5 points / $1
Bonus Offer
150,000 points
Accepted Credit
Excellent, Good
Editors’ Thoughts
Why It’s One of the Most Exclusive Cards:The Business Platinum Amex Card’s annual fee alone makes it exclusive, as your average small business owner probably won’t want to shell out hundreds of dollars per year just for the privilege of having a particular card. Similarly, the average business owner does not have the credit needed to be approved for this card. Plus, few people will use this card deftly enough to get their money’s worth from its assorted rewards and benefits.
Those perks include 150,000 points after you spend $20,000 within 3 months of opening an account. Additionally, cardholders earn 1 - 5 points per $1 on purchases, get rebates on points redeemed for airfare, and more.
Pros, Cons & More Details
Pros, Cons & Details
NON-U.S. CARDS
EXCLUSIVE CREDIT CARD FOR INTERNATIONAL PRESTIGE
Dubai First Royale Mastercard
Why It’s One of the Most Exclusive Credit Cards: Only about 200 people in the world are believed to have this invite-only credit card, and many of them are rumored to be in the Dubai and Saudi royal families. The Dubai First Royale Mastercard is also rumored to have an annual fee of around $2,000, no spending limit, and a 24/7 concierge.
Were the editor’s picks helpful?
WalletHub's Research
362
Research Hours
461
Companies Reviewed
1,391
Cards Reviewed
- How to get an exclusive credit card – 3 tips
- Most exclusive credit cards compared
- Prestigious imposters – Don’t be fooled
- Methodology
- Sources
- About the author
- User questions & answers
How to Get an Exclusive Credit Card – 3 Tips
- Build a Credit Score of 800+
Although the credit score range goes up to 850, anything in the 800’s is considered perfect credit because improving your credit score further is unlikely to save you more money. For tips on how to go about accomplishing this, check out WalletHub’s credit improvement guide.You can also check your latest credit score for free and get personalized advice by signing up for a free WalletHub account.
- Maximize Your Income
Exclusive credit cards generally target high net-worth individuals who spend a lot but make more than enough to support it. Credit cards make money whenever you make a purchase. So the more you spend, the more they make. Credit card companies also like knowing they’ll recoup whatever they lend you.
- Minimize Your Debt
The more debt you have relative to your income and assets, the less affordable a new line of credit will be. And the most exclusive credit cards tend to have pretty high limits.
Now that you know what getting an exclusive credit card entails, you may want to take another look at WalletHub’s picks to see if the reward you’re chasing is really worth it. For your convenience, we’ve summarized how the most exclusive credit card offers compare in a few key areas below.
Most Exclusive Credit Cards Compared
| Credit Card | Best For | Annual Fee |
| Centurion® Card from American Express | Most Prestigious Overall | $5000 |
| The Platinum Card® from American Express | Airport Lounge Access | $695 |
| The Business Platinum Card® from American Express | Business Rewards | $695 |
| Chase Sapphire Reserve® | Visa Infinite Concierge | $550 |
| Capital One Venture X Rewards Credit Card (see Rates & Fees) | Best Rewards | $395 |
Remember, exclusivity and prestige won’t pay the bills. So we recommend checking out 2024’s best overall credit cardsbefore making a decision.
Prestigious Imposters – Don’t Be Fooled
Mastercard® Black Card – This is not the famous “black card.” It’s just a wannabe trying to capitalize on pop culture confusion regarding the Amex Centurion Card. Just check out WalletHub’s Mastercard Black Card Review to see how little you get in return for a $495 annual fee.
Diners Club Elite Credit Card – Another “elite” card with more bark than bite, this Diners Club credit card charges a $300 annual fee and doesn’t offer anything special in return. All of its features can be found on credit cards with much lower annual fees or no fee at all.
Mastercard® Gold Card – The Mastercard Black Card’s sibling is actually even worse, as it charges one of the highest annual fees on the market: a staggering $995! Sure, it’s 24-karat gold-plated card. But even if it were solid gold, it still wouldn’t be worth it.
Methodology for Selecting the Most Exclusive Credit Cards
To identify the most prestigious and most exclusive credit cards, WalletHub’s editors regularly compare 1,500+ credit card offers based on their approval requirements, fees, rates, rewards, secondary benefits, special features and other WalletHub Rating components such as airport lounge access or concierge service. We focus on credit cards for people with excellent credit, though standout cards that require a minimum of good credit may earn a spot, and we use expected rewards earnings after annual fees as the primary barometer.
When appropriate, we also highlight luxury credit cards with high annual fees that may scare away the average consumer, despite unlocking valuable rewards potential. In addition to the most exclusive credit cards for consumers, we select the most exclusive credit card for business based on approval requirements and expected rewards earnings, net annual fees.
Sources
WalletHub actively maintains a database of 1,500+ credit card offers, from which we select the most exclusive credit cards for different applicants as well as derive market-wide takeaways and trends. The underlying data is compiled from credit card company websites or provided directly by the credit card issuers. We also leverage data from the Bureau of Labor Statistics to develop cardholder profiles, used to estimate cards’ potential savings.
About the Author
John S Kiernan
John Kiernan has covered the credit card industry for more than 15 years as a writer and editor for WalletHub. His work has been featured by major media outlets such as The Washington Post, Fox News and The New York Times and has been cited by industry regulators such as the Consumer Financial Protection Bureau.
Most Exclusive Credit Cards FAQ
Finding the best credit card can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered. WalletHub independently collected information for some of the cards on this page.
Most Popular
17
Upvotes
Is the Amex Platinum Card prestigious?
Reply
17
Maria Adams, Credit Cards Moderator
@m_adams
The American Express Platinum card is a prestigious credit card because it's a metal card meant for big spenders with good credit or better who travel often and can take advantage of generous perks. For example, you get a big initial bonus, valuable ongoing rewards, concierge service, and airport lounge access. The American Express Platinum card also charges a $695 annual fee.
Top Amex Platinum Card Rewards & Perks
- Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
- $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peaco*ck, and The Wall Street Journal. Enrollment required.
- $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
- $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
- $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
- $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
- $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
- $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
- Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
- Terms Apply.
Keep in mind that the best American Express cards aren't necessarily the most prestigious and exclusive ones. Amex has a range of credit card offers with rewards for various spending habits. If exclusivity isn't a top priority, it's best to pick a card that best fits your needs.
Ultimately, you can check out our editors' latest picks for the best credit cards on the market to weigh your options.
16
Upvotes
What are the most prestigious credit cards?
Reply
16
Christie Matherne, Credit Card Writer
@christie_matherne
The most prestigious credit card is the invitation-only Centurion® Card from American Express (Amex Black Card), as well as The Platinum Card® from American Express, and the Chase Sapphire Reserve® card. All three cards require applicants to meet high income and/or spending standards for approval.
Most Prestigious Credit Cards in 2024
- Centurion® Card from American Express: Most Prestigious Overall
- The Platinum Card® from American Express: Airport Lounge Access
- Chase Sapphire Reserve®: Visa Infinite Concierge
- Capital One Venture X Rewards Credit Card (see Rates & Fees): Generous Rewards
If you're looking for a prestigious credit card, but you don't quite...
5
20
Upvotes
Which is the most elite credit card?
Reply
20
Chip Lupo, Credit Card Writer
@CLoop
The Centurion® Card from American Express is one of the world's most elite credit cards because it requires an invitation to apply and is very prestigious to own. You reportedly need to earn at least $1 million per year and spend at least $350,000 annually on Amex cards just to be eligible. On top of that, there's a $10,000 initiation fee for those who are approved, and the annual fee is a whopping $5,000.
Also known as the...
2
Upvotes
What is the highest level of American Express card?
Reply
2
Ryan P Page, Staff Writer
@ryan_page
The highest level American Express card is the Centurion® Card from American Express, better known as the Amex Black Card. The Black Card can't simply be applied for, as unconfirmed sources say that cardholders must spend between $250,000 and $1 million through American Express each year to receive an invitation. As of 2021, though, individuals who feel they might meet the criteria can request an invitation.
Though anecdotal reports claim applicants need an excellent credit score and a lot of...
15
Upvotes
Which credit card is best in the world?
Reply
15
Maria Adams, Credit Cards Moderator
@m_adams
The best credit card in the world is considered to be the Centurion® Card from American Express, which is famously known as the "black card." This card is seen as a status symbol for rich and influential people. Benefits include free access to airport lounges, elite status and other perks at various hotels, a personal concierge, lots of travel insurance and more.
There are several more cards that are listed among the best in the world, such as...
10
14
Upvotes
Which is the most expensive credit card?
Reply
14
Maria Adams, Credit Cards Moderator
@m_adams
The most expensive credit card is the Centurion® Card from American Express (also called the Amex “Black Card”), because it has an initiation fee of up to $10,000 and a $5000 annual fee. You have to be invited to even apply for this card and you have to spend (and pay off) hundreds of thousands of dollars annually on Amex credit cards to get an invitation.
Some credit cards with high annual fees end up being worth it because of...
34
Upvotes
What is the best luxury card?
Reply
34
1
John S Kiernan, Managing Editor
@John
One of the best luxury credit cards is Chase Sapphire Reserve® because it offers an initial bonus worth up to $900 in travel booked through Chase, gives an annual travel credit, and provides complimentary airport lounge access. But luxury comes at a cost, and Chase Sapphire Reserve® charges a $550 annual fee.
The Platinum Card® from American Express is another popular luxury card worth considering. Paying the card's $695 annual fee is worth it for high-spending frequent travelers who earn its initial bonus...
9
2
Upvotes
Is Chase Sapphire Reserve prestigious?
Reply
2
Ryan P Page, Staff Writer
@ryan_page
The Chase Sapphire Reserve® is a prestigious credit card because it offers elite rewards and benefits, requires excellent credit, and has a high annual fee of $550. The high cost and top-tier credit requirement are both common among prestigious credit cards, as are generous perks.
Why the Chase Sapphire Reserve® Card is Prestigious
- The card gives rewards of 1 - 10 points per $1 spent on purchases.
- New cardholders can earn an initial bonus of 60,000 bonus points for spending $4,000 in the first 3 months.
- Your points are...
22
Upvotes
What's the most prestigious American Express card?
Reply
22
Sally Jones
@sally_deJones
The most prestigious American Express card is the Centurion® Card from American Express. You need an invitation to get it and an income of at least $250,000 a year to merit consideration, according to online reports. Note that Amex doesn't disclose the requirements for this card.
The Centurion® Card from American Express also has a $10,000 initiation fee and a $5000 annual fee. Cardholders get access to Centurion Lounges, hotel benefits, apersonal concierge, and more. They also earn 1 point per $1 spent on all purchases.
Here's another...
4
16
Upvotes
What's the highest class of Visa credit card?
Reply
16
Theresa Chalfant, Writer
@theresa_chalfant
The highest class of Visa card is Visa Infinite. Visa Infinite benefits, such as travel insurance, purchase protection, and return protection, are reserved for the most premium credit cards, and they can save you a lot of money.
The benefits that apply to your particular Visa Infinite card will vary depending on the issuing bank, but they can also include discounts on air travel and car rentals, automatic hotel room upgrades, and a statement credit for the...
Expert Opinions
To help you learn more about the upper-crust of the credit card market, we assembled an exclusive panel of experts from prestigious institutions and asked them to share their thoughts on the following questions. Just click “Read More” to check out an expert’s comments.
- To what extent are exclusive credit card offers really status symbols?
- Who are ultra-exclusive credit cards better for: the issuers or their customers?
- What are the best ways to tell if a credit card is really prestigious/exclusive vs. a knockoff?
Larry D. Compeau
Professor Emeritus of Marketing and Consumer Psychology, Editorial Review Board Member: Journal of Public Policy & Marketing, Expert Witness and Consultant, The David D. Reh School of Business, Clarkson University
Read More
William Hedgco*ck
Associate Professor, Director of Carlson School Behavioral Labs, Carlson School of Management, University of Minnesota
Read More
Jennifer A. Pope
Ph.D., Fulbright Scholar- IEDC Bled School of Management, Associate Professor of International Business and Marketing, Grand Valley State University
Read More
Ryan Eanes
Assistant Professor of Instruction, Klein College of Media & Communication, Temple University
Read More
Arjun Chakravarti
Managing Partner of Cogknition, Assistant Professor of Management and Marketing, Illinois Institute of Technology, Stuart School of Business
Read More
Zhiyong Yang
Professor and Chair, Department of Marketing, Farmer School of Business, Miami University
Read More
More Experts
